

Our Product Solutions
Our Product Solutions
Our Product Solutions
Spenda Products – Smarter Payments, Seamless Transactions
Explore our suite of innovative payment solutions designed to simplify transactions, enhance customer experiences, and drive business growth.



Spenda Scan To Pay
Spenda Scan To Pay
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Instant Payouts
Leverage Spenda’s Disbursement Portal to easily manage financial incentives, rewards, large-scale customer allowances or instant employee payouts
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Instant Payouts
Leverage Spenda’s Disbursement Portal to easily manage financial incentives, rewards, large-scale customer allowances or instant employee payouts
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Instant Payouts
Leverage Spenda’s Disbursement Portal to easily manage financial incentives, rewards, large-scale customer allowances or instant employee payouts
2
Corporate Gifting and Rewards
Issue custom-branded digital vouchers redeemable across Spenda’s 800,000+ merchant network.
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Corporate Gifting and Rewards
Issue custom-branded digital vouchers redeemable across Spenda’s 800,000+ merchant network.
2
Corporate Gifting and Rewards
Issue custom-branded digital vouchers redeemable across Spenda’s 800,000+ merchant network.
3
HR Payment Solutions
Fully customisable, trackable, and scalable—no need for physical gift cards or manual processes.
3
HR Payment Solutions
Fully customisable, trackable, and scalable—no need for physical gift cards or manual processes.
3
HR Payment Solutions
Fully customisable, trackable, and scalable—no need for physical gift cards or manual processes.



Voucher Sales Plug-in (Sell vouchers)
Voucher Sales Plug-in (Sell vouchers)
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Spenda Partner Vouchers
Vouchers can be restricted to specific goods (e.g., food, medicine). Full transparency on fund usage, with realtime reporting
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Spenda Partner Vouchers
Vouchers can be restricted to specific goods (e.g., food, medicine). Full transparency on fund usage, with realtime reporting
1
Spenda Partner Vouchers
Vouchers can be restricted to specific goods (e.g., food, medicine). Full transparency on fund usage, with realtime reporting
2
Custom Branded Vouchers
Whitelabel voucher + API Plug-in to emebed vouchers on third party applications
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Custom Branded Vouchers
Whitelabel voucher + API Plug-in to emebed vouchers on third party applications
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Custom Branded Vouchers
Whitelabel voucher + API Plug-in to emebed vouchers on third party applications
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API Connection
Integrate via Whatsapp, Third-party Apps, USSD or Webpage
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API Connection
Integrate via Whatsapp, Third-party Apps, USSD or Webpage
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API Connection
Integrate via Whatsapp, Third-party Apps, USSD or Webpage
Seamless Payments, Higher Revenue.



Spenda Merchant QR (Payment accepting services)
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Self-checkout Service
Boost Revenue: Accept digital vouchers and QR payments, increasing sales opportunities
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Self-checkout Service
Boost Revenue: Accept digital vouchers and QR payments, increasing sales opportunities
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Self-checkout Service
Boost Revenue: Accept digital vouchers and QR payments, increasing sales opportunities
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Spenda Merchant Sign Up
Merchants can accept payments easily via QR codes, no need for expensive hardware.
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Spenda Merchant Sign Up
Merchants can accept payments easily via QR codes, no need for expensive hardware.
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Spenda Merchant Sign Up
Merchants can accept payments easily via QR codes, no need for expensive hardware.
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Direct Tips
Enhanced Customer + Staff Experience: Faster, seamless tips for employees, increasing staff satisfaction.
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Direct Tips
Enhanced Customer + Staff Experience: Faster, seamless tips for employees, increasing staff satisfaction.
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Direct Tips
Enhanced Customer + Staff Experience: Faster, seamless tips for employees, increasing staff satisfaction.



Online PSP - Spenda E-commerce Payment Gateway (BNPL, Online Checkout, Pay with Voucher)
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Medical and Fuel BNPL (Closed-loop essentials)
Providing seamless payment solutions for essentials like doctor visits, prescriptions, and fuel, Spenda enables users to manage immediate needs with interest-free or low-cost plans. This ensures financial ease for customers and secure, loyal transactions for businesses.
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Medical and Fuel BNPL (Closed-loop essentials)
Providing seamless payment solutions for essentials like doctor visits, prescriptions, and fuel, Spenda enables users to manage immediate needs with interest-free or low-cost plans. This ensures financial ease for customers and secure, loyal transactions for businesses.
1
Medical and Fuel BNPL (Closed-loop essentials)
Providing seamless payment solutions for essentials like doctor visits, prescriptions, and fuel, Spenda enables users to manage immediate needs with interest-free or low-cost plans. This ensures financial ease for customers and secure, loyal transactions for businesses.
2
Online Checkout With Voucher Payment
Enable seamless online payments with digital vouchers at checkout. Integrated with e-commerce platforms, this service offers a secure, card-free solution for voucher transactions, enhancing convenience for customers and expanding reach for businesses.
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Online Checkout With Voucher Payment
Enable seamless online payments with digital vouchers at checkout. Integrated with e-commerce platforms, this service offers a secure, card-free solution for voucher transactions, enhancing convenience for customers and expanding reach for businesses.
2
Online Checkout With Voucher Payment
Enable seamless online payments with digital vouchers at checkout. Integrated with e-commerce platforms, this service offers a secure, card-free solution for voucher transactions, enhancing convenience for customers and expanding reach for businesses.
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Pay In-store with voucher code
This solution enables customers to make in-store purchases with a voucher code, ensuring fast, secure, and hassle-free transactions. Businesses can integrate this system to attract voucher users, increasing foot traffic and sales while offering a reliable alternative to cash or cards.
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Pay In-store with voucher code
This solution enables customers to make in-store purchases with a voucher code, ensuring fast, secure, and hassle-free transactions. Businesses can integrate this system to attract voucher users, increasing foot traffic and sales while offering a reliable alternative to cash or cards.
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Pay In-store with voucher code
This solution enables customers to make in-store purchases with a voucher code, ensuring fast, secure, and hassle-free transactions. Businesses can integrate this system to attract voucher users, increasing foot traffic and sales while offering a reliable alternative to cash or cards.




WE'VE GOT YOU COVERED
WE'VE GOT YOU COVERED
WE'VE GOT YOU COVERED