Our Product Solutions

Our Product Solutions

Our Product Solutions

Spenda Products – Smarter Payments, Seamless Transactions

Explore our suite of innovative payment solutions designed to simplify transactions, enhance customer experiences, and drive business growth.

Spenda Scan To Pay

Spenda Scan To Pay

1

Instant Payouts

Leverage Spenda’s Disbursement Portal to easily manage financial incentives, rewards, large-scale customer allowances or instant employee payouts

1

Instant Payouts

Leverage Spenda’s Disbursement Portal to easily manage financial incentives, rewards, large-scale customer allowances or instant employee payouts

1

Instant Payouts

Leverage Spenda’s Disbursement Portal to easily manage financial incentives, rewards, large-scale customer allowances or instant employee payouts

2

Corporate Gifting and Rewards

Issue custom-branded digital vouchers redeemable across Spenda’s 800,000+ merchant network.

2

Corporate Gifting and Rewards

Issue custom-branded digital vouchers redeemable across Spenda’s 800,000+ merchant network.

2

Corporate Gifting and Rewards

Issue custom-branded digital vouchers redeemable across Spenda’s 800,000+ merchant network.

3

HR Payment Solutions

Fully customisable, trackable, and scalable—no need for physical gift cards or manual processes.

3

HR Payment Solutions

Fully customisable, trackable, and scalable—no need for physical gift cards or manual processes.

3

HR Payment Solutions

Fully customisable, trackable, and scalable—no need for physical gift cards or manual processes.

Voucher Sales Plug-in (Sell vouchers)

Voucher Sales Plug-in (Sell vouchers)

1

Spenda Partner Vouchers

Vouchers can be restricted to specific goods (e.g., food, medicine). Full transparency on fund usage, with realtime reporting

1

Spenda Partner Vouchers

Vouchers can be restricted to specific goods (e.g., food, medicine). Full transparency on fund usage, with realtime reporting

1

Spenda Partner Vouchers

Vouchers can be restricted to specific goods (e.g., food, medicine). Full transparency on fund usage, with realtime reporting

2

Custom Branded Vouchers

Whitelabel voucher + API Plug-in to emebed vouchers on third party applications

2

Custom Branded Vouchers

Whitelabel voucher + API Plug-in to emebed vouchers on third party applications

2

Custom Branded Vouchers

Whitelabel voucher + API Plug-in to emebed vouchers on third party applications

3

API Connection

Integrate via Whatsapp, Third-party Apps, USSD or Webpage

3

API Connection

Integrate via Whatsapp, Third-party Apps, USSD or Webpage

3

API Connection

Integrate via Whatsapp, Third-party Apps, USSD or Webpage

Seamless Payments, Higher Revenue.

Spenda Merchant QR (Payment accepting services)

1

Self-checkout Service

Boost Revenue: Accept digital vouchers and QR payments, increasing sales opportunities

1

Self-checkout Service

Boost Revenue: Accept digital vouchers and QR payments, increasing sales opportunities

1

Self-checkout Service

Boost Revenue: Accept digital vouchers and QR payments, increasing sales opportunities

2

Spenda Merchant Sign Up

Merchants can accept payments easily via QR codes, no need for expensive hardware.

2

Spenda Merchant Sign Up

Merchants can accept payments easily via QR codes, no need for expensive hardware.

2

Spenda Merchant Sign Up

Merchants can accept payments easily via QR codes, no need for expensive hardware.

3

Direct Tips

Enhanced Customer + Staff Experience: Faster, seamless tips for employees, increasing staff satisfaction.

3

Direct Tips

Enhanced Customer + Staff Experience: Faster, seamless tips for employees, increasing staff satisfaction.

3

Direct Tips

Enhanced Customer + Staff Experience: Faster, seamless tips for employees, increasing staff satisfaction.

Online PSP - Spenda E-commerce Payment Gateway (BNPL, Online Checkout, Pay with Voucher)

1

Medical and Fuel BNPL (Closed-loop essentials)

Providing seamless payment solutions for essentials like doctor visits, prescriptions, and fuel, Spenda enables users to manage immediate needs with interest-free or low-cost plans. This ensures financial ease for customers and secure, loyal transactions for businesses.

1

Medical and Fuel BNPL (Closed-loop essentials)

Providing seamless payment solutions for essentials like doctor visits, prescriptions, and fuel, Spenda enables users to manage immediate needs with interest-free or low-cost plans. This ensures financial ease for customers and secure, loyal transactions for businesses.

1

Medical and Fuel BNPL (Closed-loop essentials)

Providing seamless payment solutions for essentials like doctor visits, prescriptions, and fuel, Spenda enables users to manage immediate needs with interest-free or low-cost plans. This ensures financial ease for customers and secure, loyal transactions for businesses.

2

Online Checkout With Voucher Payment

Enable seamless online payments with digital vouchers at checkout. Integrated with e-commerce platforms, this service offers a secure, card-free solution for voucher transactions, enhancing convenience for customers and expanding reach for businesses.

2

Online Checkout With Voucher Payment

Enable seamless online payments with digital vouchers at checkout. Integrated with e-commerce platforms, this service offers a secure, card-free solution for voucher transactions, enhancing convenience for customers and expanding reach for businesses.

2

Online Checkout With Voucher Payment

Enable seamless online payments with digital vouchers at checkout. Integrated with e-commerce platforms, this service offers a secure, card-free solution for voucher transactions, enhancing convenience for customers and expanding reach for businesses.

3

Pay In-store with voucher code

This solution enables customers to make in-store purchases with a voucher code, ensuring fast, secure, and hassle-free transactions. Businesses can integrate this system to attract voucher users, increasing foot traffic and sales while offering a reliable alternative to cash or cards.

3

Pay In-store with voucher code

This solution enables customers to make in-store purchases with a voucher code, ensuring fast, secure, and hassle-free transactions. Businesses can integrate this system to attract voucher users, increasing foot traffic and sales while offering a reliable alternative to cash or cards.

3

Pay In-store with voucher code

This solution enables customers to make in-store purchases with a voucher code, ensuring fast, secure, and hassle-free transactions. Businesses can integrate this system to attract voucher users, increasing foot traffic and sales while offering a reliable alternative to cash or cards.

WE'VE GOT YOU COVERED

WE'VE GOT YOU COVERED

WE'VE GOT YOU COVERED

Frequently Asked Questions

What is Spenda - powered by Ukheshe?
Why use Spenda?
What can you do using Spenda?
Can I use Spenda to pay for my parking ticket?
How safe is Spenda Scan to Pay?
How safe is Spenda Scan to Pay?
Can Spenda accept payments for my business?
What do I need to become a merchant on Spenda?
What sets Spenda Holdings apart from other tech startups in the industry?
What is Spenda - powered by Ukheshe?
Why use Spenda?
What can you do using Spenda?
Can I use Spenda to pay for my parking ticket?
How safe is Spenda Scan to Pay?
How safe is Spenda Scan to Pay?
Can Spenda accept payments for my business?
What do I need to become a merchant on Spenda?
What sets Spenda Holdings apart from other tech startups in the industry?
What is Spenda - powered by Ukheshe?
Why use Spenda?
What can you do using Spenda?
Can I use Spenda to pay for my parking ticket?
How safe is Spenda Scan to Pay?
How safe is Spenda Scan to Pay?
Can Spenda accept payments for my business?
What do I need to become a merchant on Spenda?
What sets Spenda Holdings apart from other tech startups in the industry?